Tax Planning

Section 80C Tax Maximizer

Check if you are fully utilizing your ₹1.5 Lakh Section 80C limit and see exactly how much extra tax you can save before the financial year ends.

Your Current 80C Contributions (Annual)

Employee Provident Fund (your share).

Public Provident Fund.

Tax Saving Mutual Funds.

Term life or ULIPs.

Principal portion only, not interest.

For up to 2 children.

80C Status

Total 80C Invested

₹75,000

₹0₹1.5L Limit

80C Shortfall

₹75,000

Invest this amount before Mar 31 to maximize savings.

Current Tax Saved₹22,500
Extra Tax You Can Save+₹22,500

How to close your 80C gap

Section 80C allows you to reduce your taxable income by up to ₹1.5 Lakhs under the Old Tax Regime. If you are falling short of this limit, the best way to close the gap at the last minute is through ELSS Mutual Funds.

Why ELSS? ELSS (Equity Linked Savings Scheme) has the lowest lock-in period (3 years) among all 80C instruments (PPF is 15 years, FD is 5 years). Because ELSS invests in equity, it also historically provides the highest returns capable of beating inflation.