Government Schemes

APY Calculator

Plan your Atal Pension Yojana (APY) guaranteed monthly pension from the Government of India.

Your Details
Enter your age (18-40 years) and desired monthly pension.

APY is only available for citizens aged 18 to 40.

Your APY Plan

Required Monthly Contribution

₹606

Payable for 35 years.

Unlock Exact Schedule

View total lifetime investment, indicative corpus returned to nominee, and auto-debit dates.

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What is Atal Pension Yojana?

The Atal Pension Yojana (APY) is a guaranteed pension scheme governed by the PFRDA (Pension Fund Regulatory and Development Authority). It guarantees a fixed monthly pension ranging from ₹1,000 to ₹5,000 after the age of 60.

Intelligence Insight: APY is one of the lowest-risk retirement instruments in India. The earlier you start (at age 18), the significantly lower your monthly contribution becomes—making it an essential building block for base retirement security.