Comparison Tool

FD vs Debt Fund

Compare the post-tax returns of Bank Fixed Deposits vs Debt Mutual Funds. See how tax deferral helps Debt Funds compound faster.

Investment Details

Lump Sum Amount (₹)

Investment Period (Years)

Income Tax Slab (%)

FD Interest Rate (%)

Expected Debt MF Return (%)

Post-Tax Maturity

Fixed Deposit (FD)

₹5,77,160

Net Gain: ₹77,160

Debt Mutual Fund

₹5,84,804

Net Gain: ₹84,804

Debt Fund generates more by:

₹7,644