Protection Planning

Health Insurance Needs

Medical inflation in India is 14% per year. Calculate exactly how much Sum Insured you need so a single hospital bill doesn't wipe out your life savings.

Family & Lifestyle Details

Including in same policy greatly increases need.

Premium and risk are decided by the eldest member.

Where you are most likely to get treated.

Coverage Recommendation

Minimum Sum Insured

₹15 Lakhs

For the entire family (Floater Policy)

How we calculated this:

  • •₹5 Lakhs base coverage to handle standard hospitalization.
  • •+ ₹3 Lakhs for spouse/additional adult coverage.
  • •+ ₹1.5 Lakhs for 1 children.
  • •+ ₹5 Lakhs for Metro City hospital inflation (Delhi, Mumbai, B'lore).