Comparison Tool

PPF vs Mutual Fund

Compare guaranteed, tax-free PPF returns against volatile but potentially higher, taxed Mutual Fund returns over the long term.

Investment Parameters

Yearly Investment (₹)

PPF limit is ₹1.5 Lakhs/year.

Investment Period (Years)

PPF Interest Rate (%)

Expected MF Return (%)

Maturity Comparison

Tax-Free PPF Maturity

₹40,68,209

Post-Tax MF Maturity

₹57,76,993

MF Capital Gains Tax Paid: ₹4,85,999

Mutual Funds generate more wealth by:

₹17,08,784