Budgeting & Lifestyle

Subscription Cost Calculator

See the hidden long-term cost of your streaming, software, and gym subscriptions. What if you invested that money instead?

Your Subscriptions
Combine the cost of Netflix, Spotify, Gym, iCloud, etc.

If you cancelled these subscriptions and invested the money in an index fund.

The True Cost

Total Money Spent

₹1,80,000

over 10 years

Opportunity Cost

₹3,48,509

What you would have if you invested it instead.

The Subscription Trap

Businesses love subscription models because they create recurring revenue. As consumers, we tend to underestimate the cost of "just ₹199/month." When you aggregate your OTT platforms, software tools, cloud storage, and gym memberships, the number becomes substantial.

Financial Strategy: Do a subscription audit every 6 months. Cancel anything you haven't used in the last 30 days. Take that exact cancelled amount and set up an automated SIP into an index fund.